THE ROLE OF NARDB IN THE FINANCING OF AGRICULTURAL CO-OPERATIVES SOICETY IN NGERIA (A CASE STUDY OF NARDB ENUGU)
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THE ROLE OF NARDB IN
THE FINANCING OF AGRICULTURAL CO-OPERATIVES SOICETY IN NGERIA (A CASE STUDY OF
NARDB ENUGU)
Chapter one
Introduction
Banks are financial house with the authority to guide groups
and individuals who could be having monetary transactions to do. The provision
of sound financial regulation that makes the economic well-being is very
essential and the resistance of a financial house in building up a tiara of monetary
reserve is very important.
In agricultural co-operative society, where individual who
hold the agricultural stock will pull their resource together when the union of
the stock holders could amount to a greater gain to the advancement of their
individual well being and collective aspiration. The expertise of banks posted
to assisted piece group of material come with a great relief. Government has a
whole work of load to carry out.
Financially of otherwise and so have not much time supervise
the minor economic units. She has assigned some duties to her agencies.
The bound of agriculture is becoming so highly mobilized so
that it will take a lot of money to produce food and cash crop in much
profitable abundance. Bank in any nation has a keynote to play in unfolding the
financial success in the economy.
BACKGROUND OF THE STUDY
Agricultural cooperative society is a venture by some farmers
who holds agricultural stock and is seeking to uplift their collective and
individual agricultural standard
In the agricultural cooperative society, where many
individuals pull resources together, the level of individual maturity and
capacity of their productivity is not to be recon with. The prime focus of the
study is found out how a bank has been able to finance agricultural
productivity. In other to accomplish this study, NACRDB has been selected as a
case organization.
This objective include efficient and effective credit
administration with the target beneficiaries been the rural poor.
STATEMENT OF PROBLEM
What are the causes of this low productivity in agricultural
cooperatives? What can be done to remedy the situation? To make recommendation
as to how bank can increase his effectiveness towards agricultural
productivity?
SIGNIFICANCE OF THE PROBLEM
The significance of this study is to help government adopt
the high Agro-business policies to enhance the credit effectiveness. This study
will help us to know the constraint in the credit availability.
OBJECTIVE OF THE STUDY
The objective of the study includes;
To determine the cause of low agricultural productivity in
the cooperative society
To determine what can be done to enhance the agricultural
productivity
To appraise the contribution of banks to the profitability of
the agricultural development.
To make as to how bank can increase their support in
agricultural cooperatives.
SCOPE OF THE STUDY
This research study is limited to the geographical and
political boundaries of Nigeria in general, Enugu metropolises in particular.
It involve only Nigeria agricultural cooperative society and rural development
LIMITATION OF THE STUDY
It would have been ideals to involve other financial
institution but for the constraint of time, fiancé and other material resources
which make it difficult. As regard to the project, only NACRDB were studied.
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