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A CRITICAL ANALYSIS OF CAUSES AND PROBLEM OF FINANCIAL DISTRESS IN NIGERIA BANKING SECTOR (A CASE STUDY OF AFEX BANK PLC.)

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A CRITICAL ANALYSIS OF CAUSES AND PROBLEM OF FINANCIAL DISTRESS IN NIGERIA BANKING SECTOR (A CASE STUDY OF AFEX BANK PLC.)

ABSTRACT
Based on the presentation and analysis of data on the topic CRITICAL ANALYSIS OF CAUSES AND PROBLEMS OF FINANCIAL DISTRESS IN NIGERIA BANKING SECTOR” the following are the major findings.

          Inefficient management has contributed significantly to the financial distress in Nigeria banking sector. This was approved statistically with the chi-square test techniques.

          It was also discovered that fraudulent practices are a big causes of financial distress in Nigeria banking sector.

          Based on the presentation of data and chi-square techniques conducted the researcher was right. Furthermore, it was observed that financial distress in Nigerian banking sector has an adverse effect on the economy of Nigeria as a whole.



          Finally, it was equally observed that loan mistnaches contributed to the financial distress in Nigeria banking sector.

TABLE OF CONTENT

Title page

Approval page

Dedication page

Acknowledgement

Abstract

Table of content

List of tables

List of figures

CHAPTER ONE

1.0 INTRODUCTION

1.1      Statement of problems

1.2      Purpose of study

1.3      Significance of the study

1.4      Statement of hypothesis

1.5      Scope of the study

1.6      Limitation of the study

1.7      Definition of terms

CHAPTER TWO

2.0 REVIEW OF RELATED LITERATURE

2.1    Historical background of First Bank Plc

2.2    An overview of capital base

2.3    Under capitalization and its effects on the banking sector.

2.4    Multiplication of Banks

2.5    Inefficient management

2.6    Fraudulent practices

2.7    Loan mismatches

2.8    Effect on financial distress in Nigeria banking sector of the economy.

CHAPTER THREE

3.0 RESEARCH DESIGN AND METHODOLOGY

3.1    Sources of data

          Primary data

          Secondary data

3.2   Sample used

3.3   Method of investigation.

CHAPTER FOUR

4.0 DATA PRESENTATION AND ANALYSIS

4.1   Data presentation and analysis

4.2   Test of Hypothesis

CHAPTER FIVE

5.0 SUMMARY OF FINDINGS, CONCLUSIONS AND              RECOMMENDATION

5.1     Findings

5.2     Conclusion

5.3     Recommendation

Bibliography

Appendix

Questionnaire



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