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AN EXAMINATION OF INCOME AND EXPENDITURE PATTERN AMONG STUDENT OF IMT.

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AN EXAMINATION OF INCOME AND EXPENDITURE PATTERN AMONG STUDENT OF IMT.

ABSTRACT
This research is on the income and expenditure pattern among the student of IMT, Enugu which is the case study. It is made up of five chapters, each of the chapters dealt with a particular aspect of the research work.

The research work aimed at identifying the sources of income open to students in the higher institutions of learning and universities as well as also how they spend this money given to them. Four research questions were set, the instrument used for data collection was a questionnaire containing 13 questions relating to the study.

The sample size used was determined by the yaro yamenic (1964:280) formula as such 40 persons were used. These persons were students who live in the hostels. Responses from the respondents were presented in able and analyzed using simply percentage method with a hypothesis presented using the chi-square method. Findings on research on the research showed that the greatest problem students have in income adjustment is that the emulate others whose income are not the same.
Secondarily, they do not significantly adjust well to their expenditure pattern in schools.

Finally, some recommendation and suggestion in some areas for further research were made. Among these recommendations area:

i.                   That student should refrains from band wagonism.

ii.                 They should form an expenditure pattern as a guide to their expenditure exercise.

iii.              Should not go to extreme when they are short of money resulting from maladjustment. This is to avoid the negative impacts attributable to mal-adjustment.

These, and more are the recommendation advanced to students to assist them in the income and expenditure pattern.

PROPOSAL

This research shall consist in details, the social adjustment and expenditure pattern. Among the statements of IMT Enugu. It shall focus much o the sources of income open to student in the higher institutions of learning and universities as well as how they spend those money given to them.

The research will also comprise of questionnaire, which are related to the study. The sample size that will be used shall be analyzed using simple percentage method with a hypothesis that will be presented using the chi-square method.

This research shall be made of five chapters, chapter one will consist of the general introductions, chapter two shall talk about the literature review while chapter three will comprise of research methodology. Chapter four shall discuss about the data presentation and analysis. The last chapter shall discuss the summary of finding to the problem and limitations, which the researcher shall encounter while carrying out research works.

TABLE OF CONTENTS

Cover page

Title page

Approval page

Dedication

Acknowledgements

Abstract

TABLE OF CONTENTS

CHAPTER ONE

INTRODUCTION

1.1            Background of the study

1.2            Statement of problem

1.3            Objection of the study

1.4            Research questions

1.5            Hypothesis

1.6            Significance of the study

1.7            Scope of the study

1.8            Definition of terms

CHAPTER TWO

2.0    Review of literature

2.1            Sources of finance to students

2.2            Expenditure item for the student

2.3            Modus of adjustment

2.4            Problems associated with students adjustment to new

Expenditure pattern

CHAPTER THREE

3.0            Research methodology

3.1    Sources of data

3.2            Population

3.3            Sample size

3.4             Sampling method

3.5            Instrument for data collection

3.6             Validation of instrument

3.7             Collection of data

3.8              Method of analysis

CHAPTER FOUR

4.0            Presentation and analysis of data

4.1    presentation and percentage analysis

4.2              Testing of hypothesis

CHAPTER FIVE

5.0            Summary of findings, conclusion and recommendation

5.1     Summary of findings

5.2              Conclusion

5.3              Recommendation

5.4              Limitations
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